7 Stupid Ways You Waste Money Every Day – Money Talks News | Candle Made Easy

It costs twice as much to fill up your gas tank these days. The grocery bill goes up every week. Kids need new shoes? Break out a few more hundred bucks.

Your budget is bleeding thanks to inflation. How to stem this financial bleeding? Tip: It doesn’t work with thrift alone.

Sure, thrift helps. But you can’t coupon your way to solvency, and brown-bag lunches or bringing your own coffee can only get you so far in an era of inflation.

Look for the bigger ticket savings instead. Here are some common ways that people overspend without even knowing it.

1. You let house repairs eat up your savings

Homeowners insurance is essential, but not enough. Your home is full of systems and devices that can (and will!) fail and aren’t covered by home insurance. Finding a reputable repair company in the short term can be difficult, and the costs can be daunting – especially when two or three things break in the same year.

Don’t fight to pay for repairs. Protect yourself against this with the help of the Select Home guarantee. The company offers three levels of coverage for your appliances and heating/cooling, plumbing, and electrical systems.

If something goes wrong due to normal wear and tear, just give Select Home Warranty a call, day or night. The company has a wide network of reputable repair people to fix the problem.

What if they can’t fix it? The Select Home guarantee replaces them. All you pay is a service fee.

You don’t need a home inspection to qualify for a warranty, and there’s no limit to the number of claims you can file. Right now, Select Home Warranty is offering $150 off plans, two months free, and free roof leak coverage.

Don’t let expensive home repairs eat up your bank account. Get a free quote within 30 seconds.

2. You don’t diversify your portfolio

Concerned about the stock market? Be prepared before disaster strikes.

Goldco is here to help. From bullion IRAs to buying bullion coins and bars outright, Goldco can help you diversify and safely grow your retirement portfolio.

Gold is a safe haven asset for investors, and with good reason. Gold is a physical commodity, not a currency. It cannot be printed like money, and its value is not affected by government interest rate decisions. Gold can be stored indefinitely and is a proven long-term hedge against inflation.

Goldco is a trusted leader in the precious metals industry. It’s been around for over a decade and has been endorsed by celebrities like Fox News talk show host Sean Hannity, Chuck Norris and even former presidential candidate Ron Paul.

They have an A+ BBB rating, an AAA rating from the Business Consumers Alliance, and 4.8 to 5 stars on Trustpilot, Trustlink, Google Reviews, and Consumer Affairs. You can even get up to $10,000 in free silver with qualifying purchases.

Protect your wealth with gold today. Request your free info kit now.

3. They don’t consolidate credit card debt

Sometimes you are drawn into debt by forces beyond your control. Case study: the pandemic. A recent study found that 72% of Gen Zers have used up their savings and more than half have stopped paying their credit card bills.

things happen. And sometimes your debt just isn’t repayable. But with the help of a company like National Debt Relief, you can address the obligation head-on.

The company exists to help people get back on their feet after debt has dragged them down. One possible solution is debt consolidation, which means combining all of your debt into a single loan with a single monthly payment.

If you made minimal payments on your maxed out plastic, it could take 10 years or more to get out of debt. However, with National Debt Relief, you can be debt free within 24 to 48 months, according to the website.

The company has an A+ rating from the Better Business Bureau. It doesn’t cost a penny to sign up or cancel with National Debt Relief, and you’ll only be charged a transaction fee if you accept the deal. If they can’t pay your debt, you owe them ZIP.

Ready to be Debt Free? Get your free, non-binding consultation today.

4. You waste thousands on car repairs

The average age of US vehicles is now 12.1 years. Better a paid crate than an expensive monthly car payment, right? But like us, cars begin to deteriorate as they age – and the most costly problems usually occur after the manufacturer’s warranty has expired.

But don’t worry: Endurance has your back.

The company offers “vehicle maintenance contracts” (similar to car warranties) for cars up to 20 years old. Choose from six different plans to get the coverage you need (and skip the ones you don’t).

All six plans offer 24/7 roadside assistance (by phone or mobile app) as well as a rental car benefit if your car needs to stay in the shop. When you become a member, you also get a free year of the Elite Benefits program, which includes a collision rebate, full tire coverage, key fob replacement, and a $1,000 benefit if your car is totaled.

Choose your repair shop from a network of more than 350,000 ASE certified repair shops across the country. Endurance prepays for repairs so you only need to cover the excess.

ConsumerAffairs.com calls the Lifetime Warranty “a solid choice” for all drivers. The site also notes that Endurance is “particularly appealing to those with older cars” – which almost everyone is these days.

Stop worrying about expensive car repairs. Get your fast, free quote today.

5. You lose $440 a year on auto insurance

You can’t do without car insurance. What you can waive? Paying too much for this coverage.

Unfortunately, you’re probably already paying too much for it. Does finding the best price seem like too much work for you? Let The Zebra, an insurance comparison site, take the wheel.

The Zebra finds the absolute best rates from more than 200 insurance providers – and without even asking for a scrap of personal information. Other sites want your email address or phone number before they help you, which can end up spamming you from eager agents who want your business.

It only takes The Zebra a few minutes to calculate the numbers. After that, you get a list of the best bets – which means she decide who to contact. And with the new offer, you can save up to $440 per year. Everyone Year.

Do the math: In five years, you saved up to $2,200 on the auto insurance you need.

Are you paying too much for insurance coverage? Enter your zip code here to find out.

6. You leave $1,000 every year

If there was only one simple thing you could do every day to save more money and create more wealth, you would do it, right?

Well, here it is: Take just five minutes each day to view the totally free Money Talks newsletter. More than a million Americans have done so, and they have reported that each has saved an average of $991.20 by checking our news and advice.

Get the best tips and advice to make, save and grow your money every day. Sign up for our free newsletter today.

7. You pay too much when you shop online

Savvy consumers are turning to online shopping for convenience and, in an era of $5 gas, for the savings. Really savvy consumers know one of the easiest ways to save: Capital One Shopping.

This free browser tool saved consumers more than $160 million in 2021. It works by searching more than 30,000 retailers for the best available prices, including considering membership prices and any shipping costs. If there is an online coupon or promo code, Capital One Shopping will apply it automatically.

Bonus: Every time you shop this way, you can earn rewards that can be redeemed for gift cards at dozens of major retailers.

All you have to do is install Capital One’s shopping tool. Yes, it really is that simple. Just set and forget.

What are you waiting for? Add Capital One Shopping to your browser. It’s free.

Capital One Shopping will compensate us if you click this link to install your browser extension.

Disclosure: The information you read here is always objective. However, we sometimes receive compensation when you click links in our stories.

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